Junior Loans Officers-SME (Small and Medium Enterprises) Product Platinum Credit (U) Ltd

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

Key duties/responsibilities:
• Meet with applicants to obtain information for loan applications and to answer questions about the process.

Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.

Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
• Collect payments when they fall due and remind clients when the payments will fall due.
• Negotiate payment arrangements with customers who have delinquent loans.

Required Qualifications and Work Experience:
• A minimum of a Diploma in a relevant field.
• Knowledgeable about SME Loans.
• Computer knowledge.
• Excellent interpersonal and communication skills.
• Minimum age 23 years old and Maximum of 30 years old.