Job Title: Loans Officer – SME (Small and Medium Enterprises) Product (200 Positions)
Organisation: Platinum Credit (U) Ltd
Duty Station: Kampala, Uganda
About US:
Platinum Credit is a leading Regional Micro Finance Company providing emergency loans to employed individuals in Eastern Africa. We have a wide spread branch network in Uganda, Kenya and Tanzania. Platinum Credit (U) Ltd has introduced a new product available to formally employed persons working in the Private Sector. Platinum Credit (U) Ltd is a subsidiary of Platcorp Holdings Ltd.
Job Summary: The Loans Officer – SME (Small and Medium Enterprises) Product will evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.
Key Duties and Responsibilities:
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Contact prospective customers to present information and explain available services. Explain technical product or service information to customers. Contact current or potential customers to promote products or services.
- Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
- Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
- Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
- Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files of the client.
- Compute loan schedules as required.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
- Collect payments when they fall due and remind clients when the payments will fall due.
- Negotiate payment arrangements with customers who have delinquent loans.
- Preparing and interpreting own report
Qualifications, Skills and Experience:
- A minimum of a Diploma in a relevant field.
- Computer skills.
- Excellent numerical and analytical skills.
- Excellent interpersonal and communication skills.
- Age: 23 – 30 years old.
How to Apply:
All candidates should Email their applications, detailed CVs and testimonials to the address below;
The Human Resource Manager;
Platinum Credit (U) Ltd
Send your application by
Email to: careers@platinumcredit.co.ug
Deadline: 10th May 2024
NB: PHL does not and shall not discriminate on the basis of race, color, religion (creed), gender expression, age, national origin (ancestry), disability, marital status or sexual orientation in any of its activities or operations. These activities include, but are not limited to, hiring and firing of staff, selection of volunteers and vendors and provision of services. We are committed to providing an inclusive and welcoming environment for all members of our staff, clients, volunteers, subcontractors and vendors.
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