Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 46 locations countrywide, an equal opportunity employer, regulated by Bank of Uganda under the MDI Act, 2003. Pride is looking for young dynamic energetic individuals to fill the position of Relationship Officer – SME.
The Relationship Officer – SME reports to the Relationship Manager and is responsible for recruiting of clients and visiting prospective clients’ homes and business to assess credit worthiness.
Specific responsibilities:
• To recruit, nature and sustain new SME relationships that have a potential to grow and provide superior returns and contribute towards assets and liabilities growth as per set targets.
• Active pipeline management with the objective to meet agreed personal growth objectives across all product ranges and clients’ segments;
• Superior management of the client portfolio in order to grow and retain existing business, whilst continuously reviewing existing client wallets with an eye to optimizing the Bank’s revenue through selling/promoting appropriate product bundles.
• Actively undertake the negotiation and structuring of transactions in the prospective and closing stages with the aim of attaining value for the client, while protecting the business interests of the Bank
• Work hand-in-hand with other stakeholders on the timely and efficient preparation of high quality credit proposals, and drive turn-around time well within the Bank’s objectives;
• Vigilant arrears management in line with the Bank’s policies in order to spot early attention
• areas – the objective is to maintain the loan portfolio’s NPA percentage (well) within agreed parameters.
• Constantly explore the enhancement of the Bank’s brand name so that the Bank holds out to the target markets as one of the best in the corporate field in terms of service, innovation, and customer awareness/responsiveness.
• Develop and maintain well documented reports/visits/contracts with all the Bank’s relationships, management, and other units.
Minimum Academic Qualifications:
• Bachelor’s Degree in any discipline.
• 2 Principal passes at A’ Level
• Credit and/or Pass in English and Mathematics at O’ level.
Experience
At least 2 years’ experience as a Credit Officer or Loans Officer in a Financial Institution.
Person Specifications.
• Must be able to ride a motorcycle, and should possess a riding permit and /or process one within a period not exceeding one month of probation.
• Should be willing to work in any part of the country.
• Should be computer literate, highly motivated, innovative & a self starter.
• Should have excellent presentation, interpersonal & communication skills.
• Should possess leadership skills.
• Should be honest, trustworthy & have a high degree of integrity
• He/she should not be more than 35 years of age.
Interested candidates should forward their applications to the HEAD PEOPLE & CULTURE, at the above address, not later than April 12, 2024; with a detailed curriculum vitae, letters of recommendation from 3 referees, copies of academic transcripts, postal address and a daytime telephone contact. All applicants are advised to deal directly with Pride, and canvassing is strictly not allowed. Only shortlisted candidates will be contacted