Manager, Crdt Evalu, Enterprise Banking Standard Bank

To assist the Enterprise & SME Banking Portfolio in achieving their asset growth targets by providing effective value adding risk management, whilst maintaining a quality-lending book, through judicious and effective management thereof. The delivery of a professional service to the business unit, by assessing and evaluating credit facilities (new and/or existing) based on sound credit & financial principles which ensure minimizing of risk to the bank.

Qualifications
Minimum Qualifications
• Type of Qualification: First Degree
• Field of Study: Finance and Accounting

Experience Required
• Business & Commercial Banking
• 5-7 years
• Experience in general banking i.e. products and processes. Experience in credit risk analysis and preparation of credit papers for Enterprise Direct clients, with particular emphasis on simplification of credit scoring and digitisation to analyse the cash flows and leverage lending deals. Sound experience in and knowledge of credit and compliance matters.

Additional Information
Behavioral Competencies:
• Articulating Information
• Challenging Ideas
• Conveying Self-Confidence
• Examining Information
• Exploring Possibilities
• Team Working

Technical Competencies:
• Customer Understanding ( Consumer Banking)
• Customer Understanding (Business Banking)
• Economic Capital Management
• Financial Acumen
• Process Governance