Organisation: PostBank Uganda Ltd (PBU)
Duty Station: Kampala, Uganda
About US:
PostBank Uganda Ltd (PBU), a government owned bank regulated by Bank of Uganda under the Financial Institutions Act, 2004. The bank focuses on being the market leader in advancing financial inclusion.
Job Summary: The Business Banker will drive Business Growth, Credit quality and excellent customer care while the set departmental targets and policies of the bank. The incumbent will also maintain PAR within acceptable limits
Key Duties and Responsibilities:
Formulate and implement sales action plans for the portfolios that will lead to the achievement of business objectives
Analyse existing customer data to identify expansion and/or additional business opportunities, utilising the MIS
Participate in sales campaigns, techniques and tactics in a planned manner to achieve sales targets
Prepare Sales reports showing pipeline and sales performance for the required period, proactively acquire new clients and drive cross selling of additional solution according to customer needs as well as referring sales leads to other business stakeholders
Drive the use/sale of alternative self-service banking channels and educate customers of using alternate channels and grow revenue and profitability of assigned portfolios
Proactively acquire new clients and drive cross-selling of additional solutions according to customer needs as well as referring customers to other business stakeholders
Grow revenue and profitability of the assigned portfolio
Perform preliminary analysis/Interview on credit proposals or renewals by looking at the financial risk profile, repayment capability, security adequacy and industry risk and advice loan applicants for all SME loans.
Assess credit requests in line with the bank’s credit standards, policies and practices and make recommendations to the credit committee
Raising of vouchers in line with the stated terms and conditions of the
Posting/Verifying of the day’s work and maintain files for all loan customers
Ensure that all customers’ files are safely locked away all the time.
Call/check day’s work and ensure that all wrong entries are reversed not later than the following working day.
Qualifications, Skills and Experience:
The applicant must hold a Bachelor’s degree in Business Admin/management, Commerce, Economics, Statistics, Microfinance or other related business course.
Relevant training in Credit risk management is an added advantage
At least two years of experience in credit operations
Proven successful sales track record in a financial services industry is an added advantage
Advanced product knowledge in credit and other specialised products
How to Apply:
Please send your application to hr@postbank.co.ug addressed to the Chief HR Officer and put the job you are applying for as the Subject (Strictly).
Note :
The following documents should accompany the application strictly online:
Detailed CV
Certified copies of academic documents
Applicants address and day time telephone contacts
Postal/email address and daytime telephone contact of three referees of good standing in society one of which should be your current Supervisor.
Deadline: 11 th September 2 023 at 5.00pm
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